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This article examines the impact of the Basel II agreement on fiscal and monetary policy. Basel II is an international banking accord that set standards for bank regulation. If it is successful in pre...
Since legislation to establish an Optional Federal Charter (OFC) for "national insurers" was first formally introduced Feb. 14, 2002, its proponents have contended that its adoption would improve the ...
The cost of complying with regulatory requirements and prohibitions is a major problemfor banking today. Regulations imposed with even the best of intentions entail substantial costs, many ofwhich a...
Thirty-five to 45 percent of low-income American households do not possess a bank account. This statistic coupled with claims of price gouging by check cashers has prompted government intervention. I ...

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