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Tax incentives and the demand for life insurance: evidence from Italy
Tax incentives Portfolio choice
2015/7/23
The theoretical literature suggests that taxation can have a large impact on household
portfolio selection and allocation. In this paper we analyze the tax treatment of life
insurance, considering t...
Uncertainty, Ambiguity and Risk Taking: an experimental investigation of consumer behavior and demand for insurance
Risk behavior ambiguity aversion insurance purchase.
2014/6/23
The purpose of this paper is to examine whether people treat all forms of uncertainty in the same way. Studies investigating known-risk gambles and ambiguous gambles have systematically used the urn c...
Risk Aversion, Risk Behavior and Demand for Insurance: a survey
Risk aversion Insurance demand Education Human development
2014/6/23
Determinants of risk attitudes of individuals are of great interest in the growing area of behavioral economics that focuses on the individual attributes, psychological or otherwise, that shape common...
Insurance Demand Anomalies and Regulation
risk aversion individuals' demand insurance normative implications
2011/9/7
In recent years, it has become increasingly clear that risk aversion alone cannot explain individuals' demand for insurance. From the perspective of risk aversion, individuals tend to purchase insuran...
Numerical methods for optimal insurance demand under marked point processes shocks
Optimal insurance stochastic control duality dynamic programming principle
2010/10/21
This paper deals with numerical solutions of maximizing expected utility from terminal wealth under a non-bankruptcy constraint. The wealth process is subject to shocks produced by a general marked p...
Optimal insurance demand under marked point processes shocks: a dynamic programming duality approach
Optimal insurance stochastic control duality optional decomposition
2010/10/21
We study the stochastic control problem of maximizing expected utility from terminal wealth under a non-bankruptcy constraint. The wealth process is subject to shocks produced by a general marked poin...
The current demand for the insurability of liability for damage to the natural environment
insurance market commercial insurance company insurance product environmental insurance insurability liability insurance risk management
2014/3/3
: Since 2004, the basic document which has governed liability for damage to the natural environment in the
European Union is the Environmental Liability Directive no. 2004/35/Ec, as amended by the s...